Showing posts with label Banks. Show all posts
Showing posts with label Banks. Show all posts

Wednesday, April 20, 2016

Koo Wee Rup ANZ / E.S. & A Bank

Banking in Koo Wee Rup started in 1905 when an agency of the London Bank at Garfield was established in the town.  In 1920, the London Bank amalgamated with the English, Scottish & Australian Bank (E.S. & A Bank) who in turn amalgamated with the ANZ in 1970.


The London Bank establishes an agency in Koo Wee Rup.
South Bourke & Mornington Journal, August 16, 1905 https://trove.nla.gov.au/newspaper/article/66143624


The Garfield agency of the London Bank was established in July 1904 and it was converted to a full Branch a year later, with the first manager being Clarence Adeney. So successful was the Garfield Branch that the Koo Wee Rup agency was established in August 1905 and the next year agencies at  Yannathan, Iona and Tynong.  By September 1906, the Koo Wee Rup agency was also successful enough to be converted into a full Branch, and the Garfield manager, Clarence Adeney, was placed in charge where he remained until 1920. (1)  A Branch, as opposed to an Agency, had full-time operating hours and its own manager. 

Also in 1906, Banking Chambers were constructed,  as the Lang Lang Guardian reported in September - 
Mr A. Woodman had accepted a contract from the London Bank of Australia Ltd to erect a Bank chambers and Dwelling at an estimated cost of £600. The construction is to be of oregon and plaster and it is also proposed to use tiles for the roof. (2)
Another report of the new building was in the South Bourke & Mornington Journal -
The authorities of the London Bank Australia have decided to erect a bank here, and to that end plans and specifications have been prepared by a Melbourne firm of architects. It is estimated that the structure will cost between £600 and £700, and will be an undoubted acquisition to the district. (3)

In October 1912, the London Bank purchased the site of their building for a satisfactory price as noted by the  South Bourke & Mornington Journal. (4)

On October 22, 1917, around 10.00 am there was a tragic accident at the branch when 25 year-old William Lees McClure, the Bank clerk at  Koo Wee Rup was shot. The Bank's loaded revolver had been on the counter, William removed it from the counter and placed it on a stool and when opening the cash drawer had accidently knocked the gun off the stool, it hit the ground and exploded, and a bullet entered his groin. He was taken to Nurse Campbell's Private Hospital in Dandenong, operated on, however the wound became septic and he died  on November 6. Evidence was given at the Inquest by Mr Adeney, who said it was usual for me to place the automatic  pistol on the counter, there was also another revolver for the use of the bank officials. 

William, was the son of William Lees McClure and his wife Catherine (nee Hallinan) of  Clericote, Tootal Road, Springvale, he had a sister Florrie and a brother Tom.  William was buried at the Cheltenham Pioneer Cemetery. The Inquest determined the incident was an accident. It was a senseless death and as William's father noted in his evidence - My son left my home at Springvale at 6.45 am in good health and spirits, and he had no financial or other troubles.(5)

In 1919, the original building was expanded, by building out to the footpath and adding a second storey and in October 1919 the Koo Wee Rup Sun reported that -
The contractor for the alterations to the London Bank at Koo-Wee-Rup has the work well in hand and will complete it in a few weeks. It speaks well for Koo-Wee-Rup when the local bank has to enlarge its premises. The extra room will be needed in anticipation for the next record season. (6)


E.S. & A. Bank in  Station Street, Koo Wee Rup c. 1920s

In December, the Koo Wee Rup Sun could report on the finished building -
Bank Improvements
Another exemplification as to the soundness of this district has been shown by the London Bank of Australia, for this financial Institution has had big alterations carried out in their Kooweerup premises, and tenders were recently called for the erection of another building at Dalmore. For some time past the officials have been hampered in their work by the want of more room, and this, coupled with the fact that no banking company indulges in any expenditure unless fully assured that the possibilities ahead are of the best, it is a good guarantee as to the potentialities of the swamp area.

The alterations carried out consist of more room being made for the conduct of general business, a manager's office, and rooms upstairs to be used as residential quarters. The work has taken longer to carry out, than anticipated, owing to labour troubles, strikes and railway delay, but despite all these inconveniences the contractor has performed his task in a quick and thorough manner, and has earned the appreciation of the authorities in Melbourne.

The ceilings are made of picton fibre panels and moulded, and the plastering of the walls have been neatly done. New office fittings have been provided, the timber used being Queensland maple, nicely finished with french polish. A new strong room has also been erected and the building renovated throughout.
(7)

The architects for the renovations were Oakden, Ballantyne and Hare. 


Oakden, Ballantyne and Hare, call for tenders for the alterations to the Koo Wee Rup Bank.



E.S. & A. Bank in Station Street, Koo Wee Rup c. 1940s

During all this time Clarence Adeney was the manager. Described in one report as the genial Mr Adeney and described by David Mickle as a kind and gentle man, he left the managers position at Koo Wee Rup in early 1920 and was replaced by William Kerr Paterson, whose wife Margaret was to become the inaugural President of the Koo Wee Rup CWA when it was established in 1929. (8). Clarence then took up the part-time position operating the Yannathan bank. 
In January 1923 The Argus reported that - 
Mr. C. Adeney, J.P., of Yannathan, has been granted extended, leave of absence from the E. S. and A. Bank on account of ill health. During the last 22 years Mr. Adeney managed a number of branches of the London Bank (now the English, Scottish, and Australian Bank). He has been intimately associated with the development of the closer settlement areas, more particularly the Koo-wee-rup swamp. (8)

Clarence Adeney was born in 1869 to Henry William Howells Adeney and his wife Sarah (nee Pitman). His father was an Anglican Minister and his mother, as a matter of interest, was the niece of Sir Isaac Pitman, who invented Pitman shorthand system. Clarence married Angelina Treweek in 1895 and they had four children - Arnold (1901 in Maryborough), Henry Allen (1903 Warragul ), Dorothy (1905 Warragul), Marjorie (1906 Garfield). Clarence died aged 79 on July 10, 1948; a year after Angelina who died July 24, 1947 (9)



The Lang Lang E.S. & A Bank

The Cardinia Shire Heritage Study (10) describes the Koo Wee Rup Bank as an early example of the architectural style known as towards modernism and it is one of three former E.S. & A Banks in the Heritage Study. The other ones are the Garfield Bank, which was built in 1931 (11) and the Lang Lang Bank, which was built in 1929.  The Garfield Bank is thought to have been designed by Twentyman & Askew, the same Architects as the Lang Lang bank. (12)

The ANZ closed the Koo Wee Rup Bank on May 11, 2016, and the building is currently occupied by a Pharmacy. (13)

Trove list - I have created a list of articles on the Koo Wee Rup Bank of London / E.S. & A/ANZ Bank (and the Garfield Banks of the same names), access it here.

Footnotes
(2) Lang Lang Guardian, September 5, 1906, p. 2.
(3) South Bourke & Mornington Journal, September 12, 1906, see here.
(4) South Bourke & Mornington Journal, October 10, 1912, see here.
(5) Inquest Deposition File, Public Records Office of Victoria https://prov.vic.gov.au/archive/92888D50-F1C3-11E9-AE98-6D8B14280B73 I have written about William Lees McClure, the son of William and Catherine (nee Hallinan) McClure and his extended family, here https://victoriaspast.blogspot.com/2024/06/william-lees-mcclure-and-his-tragic.html
(6) Koo Wee Rup Sun, October 1, 1919, p. 5; South Bourke & Mornington Journal, October 16, 1919, see here
(7)  Koo Wee Rup Sun, December 24, 1919, p. 6
(8) Koo Wee Rup Sun, October 15, 1919, p.1; Mickle, David Mickle Memories of Koo-wee-rup for young and old (The Author, 1983). pp 73 and 87. William Kerr Paterson - https://kooweerupswamphistory.blogspot.com/2023/09/the-establishment-of-koo-wee-rup.html
(9) Indexes to the Victorian Births, Deaths and Marriages; family notices in my Trove list; article on the Reverend Adeney, The Herald, June 30, 1928, see here
(10) Cardinia Local Heritage Study Review 2008 - Volume 5: Stage B Individual places, Draft June 2008, Context P/L., p. 173-177 of 304.
(12) Cardinia Shire Heritage Study; a Heritage Study of parts of the Shire previously in the Cranbourne and Sherbrooke Shires - Volume 2: Heritage Places - by Graeme Butler & Associates (Cardinia Shire, 1999), pp. 159-160.
(13) I originally wrote this in April 2016 and started it with - The ANZ Bank in Rossiter Road is closing down in the next few weeks (May 2016) so this is a look at the early history of the bank in Koo Wee Rup. It was revised in June 2024.

Report from the Pakenham Gazette of 21/3/2016 by Russell Bennett 
Bank pulls out of Kooweerup.
THE ANZ Bank will withdraw from the Kooweerup community in May, with the local branch closing its doors.
In a statement issued to the Gazette, an ANZ spokesman said the decision to close was a difficult one and came about after a detailed review. The Kooweerup branch will be closed from 11 May.
“We apologise to our customers for any inconvenience this closure may cause,” the statement said.
“Our review showed customers in the area are using the Kooweerup branch less and less for their banking needs, while many customers are increasingly using alternatives such as our mobile phone banking app, ‘goMoney’, internet banking or ATMs.
“We have written to our customers to let them know about this closure and to let them know where and how they can continue to do their banking. They can visit us at our Pakenham branch, which is less than 16 kilometres away, and we are exploring whether we can keep an ANZ ATM in Kooweerup, either at the current location or elsewhere.
“Customers can also use the Bank@Post facilities located at 48 Station Street in Kooweerup – 110 metres away from the branch site – which will offer deposits, withdrawals and payments for customers using ANZ debit or credit cards. We also have phone and online banking services available to customers 24/7 which can be accessed by calling 13 13 14 or by visiting anz.com.”
Kooweerup Township Committee president Ray Brown said the bank had made a commercial decision.
“It’s certainly disappointing for the town but with the latest banking technology out there, it was probably inevitable,” he said.
“The town once had the State Savings Bank (now the Commonwealth), the National Bank and the ANZ but banking has been depleted over the years.”
Mr Brown said the lack of parking outside the town’s iconic ANZ branch building had become an issue over the years.
“The building is probably past its use-by date,” he said.
Mr Brown said he thought the ANZ branch’s closure was “inevitable”, but added: “It’s still taken a lot of people by surprise”.
He said the bank was entrenched in the town when he arrived in 1970 and was “part of the fabric of the community”.
“People who rely on the bank will certainly miss out,” he said.
“They’ll look elsewhere now.
“As a committee we’re going to write to the ANZ and express our concern over it (the move).”
But Mr Brown said he couldn’t argue with the economic reasoning behind the branch’s closure.
“If you don’t use it, you lose it,” he said.
“The ANZ bank has always provided great service from great people and it’ll be missed.”
The ANZ, through its statement, said it was consulting with the branch’s staff members and is “fully supporting them through this transition period and making every effort to find redeployment opportunities for them”.

Wednesday, April 9, 2014

The E.S. & A / ANZ Bank at Garfield

One of the prominent buildings in Main Street of Garfield is the old ANZ Bank building. The bank was built as an E.S. & A. bank and is one of the three old E. S & A. banks on the Cardinia Shire Heritage Study. The other two are at Koo Wee Rup (built 1919) and Lang Lang (built 1929). (1)  The Garfield Bank is thought to have been designed by Twentyman & Askew, the same Architects as the Lang Lang bank (2)

The 1996 Cardinia Shire Heritage Study, which was undertaken by Graeme Butler & Associates, describes the building as a two storey clinker brick and stucco building...with Greek/Georgian revival stylistic treatment including the hipped and tiled roof, Doric order colonettes at the main window opening, saltire cross glazing mullions, expressed voussoirs over the two doorways, smooth rustication in the central window, the 8-panel door pair, the bayed symmetrical elevation and the multi pane glazing. (3) [A saltire cross is an x shaped cross and a voussoir is a wedge-shaped or tapered stone used to construct an arch]


Main Street, Garfield. The Bank is on the right.


Banking services began in Garfield in July 1904, when the London Bank of Australia opened an Agency of the Warragul Branch. This London Bank agency was converted to a Branch a year later, on August 10, 1905. (4)


Notification of the Garfield Agency becoming a Branch
Bunyip and Garfield Express, August 10, 1905, p. 2.

A Branch, as opposed to an Agency, had full-time operating hours and its own manager and the first manager at Garfield was Clarence Adeney (5). In 1920, the London Bank amalgamated with the English, Scottish & Australian Bank (E.S. & A Bank) who in turn amalgamated with the ANZ in 1970.


The Garfield Agency becomes a Branch
West Gippsland Gazette, August 15, 1905 https://trove.nla.gov.au/newspaper/article/68715371

So successful was this Garfield Branch that in August 1905 an Agency had been established at Koo Wee Rup and by the next year at Yannathan, Iona and Tynong (6)


Agency of the Garfield Branch established at Yannathan.
South Bourke & Mornington Journal, June 6, 1906 https://trove.nla.gov.au/newspaper/article/66144774

The Bunyip and Garfield Express reported in October 1906 of the desire for a new bank building in Garfield -
General dissatisfaction is expressed here at the action of the directors of the London Bank in delaying the erection of their new premises. Over twelve months ago they promised to go on with the work, and plans were prepared for a building, estimated to cost £1500. Levels were taken, and all thought the building was to be proceeded with straight away, but time has gone and still nothing further has been done. At a meeting of clients held on Monday night, it was decided to write the directors urging them to proceed with the building without further delay, and it is hoped it will have the desired effect. (7)

It wasn't until July 1908 that the construction of a new Bank, the first brick building in the town, commenced. That month, the contractor, Mr Hayes from Northcote, visited the town to view the site, however soon after his foreman sadly died suddenly, so work was put on hold until his replacement could be appointed. (8).  In December 1908 the Bunyip and Garfield Express could finally announce that -
Mr Hattersley, manager of the London Bank, moved into the new and more commodious premises on Friday last and in future business will be transacted therefrom. (9) This building is now a private house on the corner of Railway Avenue and Garfield Road. 

Mr Adeney did not get to enjoy the new building as he had taken charge of the Koo Wee Rup Branch in September 1906. (10)  It was, as we have just seen, Edward Hattersley, who was the manager at the time. He was in charge until February 1912 when The Argus reported -
Garfield - Mr E.H. Hattersley who has been in charge of the London Bank here for six years has been transferred to Melbourne. Mr Hattersley, who was president of the cricket club for the past two years was presented by that body with a souvenir. (11)

Edward Hattersley was replaced by Ernest Kerr Clarke. Two years later, in February 1914, Ernest was transferred to Taree, in New South Wales. His farewell function was reported on in the Bunyip and Garfield Express -
On Tuesday evening last a number of members of the Bunyip Caledonian Society assembled at Bunyip in order to make a presentation to Mr. E. K. Clarke, manager of the London Bank it Garfield, prior to his departure for Taree (N.S.W.) Chief J. A. Shandley presented the guest with a suitably inscribed gold medal, and expressed the regret felt at his departure. The chief's remarks were endorsed by Messrs P. Mclvor, H. Rodger, T. D. McGregor and H. Bell. Mr. Clarke responded in a feeling manner, and expressed regret at departing from the district and the members of the Caledonian Society. (12)

William Rupert Aspinall was the next Manager, from April 1914. The local newspaper in Stawell provided this background to Mr Aspinall -
Mr W. R. Aspinall, who was for six years accountant at the Stawell Branch of the London Bank, but who for the past 18 months has been on the staff of the Melbourne office, has been appointed manager at Garfield, in Gippsland. Mr and Mrs Aspinall's many Stawell friends will learn with pleasure of the promotion and wish Mr Aspinall every success (13)

William Aspinall left in August 1917, having been shifted to Moama. (14)  William and his wife had made themselves part of the Garfield community, as this report of their farewell shows - 
The members and children of the Church of England Sunday school, Garfield, made a presentation of a very chaste silver rose bowl, suitably inscribed, to Mrs. T. Aspinall, of the London Bank, on Tuesday evening last, the hall being nicely decorated for the occasion. Mrs. Aspinall took a lively interest in church matters, and her removal to Moama is very much regretted by the whole of the residents. The residents of Garfield and district intend to make a presentation to Mr Aspinall, the popular manager of the London Bank, on the eve of his departure to Moama. (15)

Hugh Alexander Gardner was the next Manager and he was in charge in 1920 when the London Bank was taken over by the E.S.& A. Bank.  I believe they used the London Bank premises until the Main Street building was erected. (16)

When was this building built? The Cardinia Shire Heritage Study lists the build date of the bank as 1925, but I believe it was more likely around 1931. Firstly, the Shire of Berwick Rate Books had listed the building through the 1920s under the Managers name and then in 1931 it changed to Arthur Nutting (17) who was a local shop keeper and also owned other property in the area, so I believe this was the time they built the new bank premises and sold off their superfluous old premises. Secondly, local historian, Bill Parish in his history of Garfield, published in the 1962 Back To souvenir book says the building was erected in the 1930s. (18)


E.S & A. Bank advertisement from the Back to Garfield booklet,  June 1962.


The E.S. & A. Bank from the Back to Garfield booklet, June 1962.

Mr Gardner was at Garfield until July 1926 when he was promoted to Cheltenham. This report of his farewell shows again the high esteem Bank Managers were held in -
Residents from all the surrounding districts assembled at the Garfield Theatre on Monday night to honour Mr. H. A. Gardner and family. Mr. Gardner has been transferred to the Cheltenham branch of the E., S., and A. Bank. He was presented with a gold sovereign case and a cheque, while Mrs. Gardner and Misses Lila and Nancy Gardner each received a gold wrist watch. (19)

His replacement John Jessup was at only at Garfield for a few years before he was transferred to Dunolly in  March 1928. His wife, Winifred, was presented with a handbag as a departure gift from the women of Garfield.  (20)

Mr Jessup’s replacement was Stanley Howell, who was at Garfield until 1935 when he was transferred to Burwood. When Stanley and Margret Howell left Garfield they were entertained and presented with a wallet of notes (21)  Other known staff in the early days was a Mr L.G Evans, accountant, who transferred to Garfield from Dunolly in 1927. Perhaps Mr Evans extolled the virtues of Dunolly to Mr Jessup and that’s why he moved there. Other accountants at the branch were Mr E. Judge who left Garfield for Warragul in 1924. His successor was Mr Pask. (22)


The ANZ Bank is the two-storey building on the left of the FoodMarket.
View from the Railway Station towards Main Street Garfield - taken in the 1980s.
Image: Shire of Pakenham slide, Casey Cardinia Libraries


The Garfield ANZ Bank closed on March 16, 2012. (23)  There was an E.S & A. Agency at Cora Lynn, which was reported to have been opened in January 1911. In the 1960s it was staffed about a morning a week and closed in the early 1960s. (24)


The little building to the right of the bridge is the old E.S & A Bank at Cora Lynn,
 taken October 20, 1937 
(State Rivers & Water Supply Commission photograph)


Trove list  I have created a list of articles on the Garfield Bank, access it here.

Footnotes
(2) Cardinia Shire Heritage Study, v. 3 - Heritage Places by Graeme Butler & Associates (Cardinia Shire, 1996), pp. 300-301.
(3) Ibid
(4) Bunyip and Garfield Express, August 10, 1905, p. 2.
(5) The Age, July 15, 1904, see here; Bunyip & Garfield Express, August 10, 1905, p. 2; West Gippsland Gazette, August 15, 1905, see here.  
(6) Koo Wee Rup - South Bourke and Mornington Journal, August 16, 1905 see here; Yannathan - South Bourke & Mornington Journal, April 4 1906, see here;  Iona - South Bourke & Mornington Journal, June 6,  1906, see here;  Tynong - South Bourke & Mornington Journal, July 25, 1906, see here.
(7) Bunyip and Garfield Express, October 18, 1906, p. 2.
(8) South Bourke & Mornington Journal, July 8, 1908, see hereBunyip and Garfield Express, July 9, 1908, p. 2 ; Bunyip and Garfield Express, July 23, 1908, p. 2; South Bourke & Mornington Journal, July 15, 1908, see here   
(9) Bunyip and Garfield Express, December 24, 1908, p. 2.
(11) The Argus, February 20, 1912, see here; Bunyip and Garfield Express, February 20, 1912, p. 3.
(12) Bunyip and Garfield Express, February 19, 1914, see here; Quote from Bunyip and Garfield Express, February 26, 1914, see here
(13) Stawell News, April 14, 1914, see here.
(14) Newspaper articles in my Trove list, Electoral Rolls on Ancestry.com
(15) Dandenong Advertiser, August 9, 1917, see here
(16) Newspaper articles in my Trove list, Electoral Rolls on Ancestry.com
(19) The Argus, July 23, 1926, see here.
(20) Newspaper articles in my Trove list, The Argus, May 4, 1928,  see here.
(21) The Herald, March 29, 1935, see here.
(22) Newspaper articles in my Trove list.
(23) From the Pakenham Gazette of 15/2/2012 - By Melissa Meehan
Big banks have turned their backs on small communities according to the people of Garfield.
As news of the ANZ branch closure filtered through the town, residents and shopkeepers have come together to attempt to save it. The ANZ Garfield branch will close at 3pm on 16 March before merging with the ANZ Drouin branch. More than 50 concerned townsfolk came together on Friday to show their support of the Garfield branch, all of them customers.
Dairy farmer John Reid and spokesman for the group said it was important to the town that the bank stayed put. “We don’t all use internet banking, some of us don’t know how to use the internet,” Mr Reid said. “We want to keep being able to go into the branch. “And a hole in the wall isn’t the same.”
Some in the group said they held an account with the bank for 69 years. “It’s not just the ANZ that’s turning their back on Garfield, but it’s all the other towns around us, too,” Mr Reid said. “It makes it very easy for us to bank with the Bendigo Bank.”
Mr Reid and the group said they thought the ANZ had an obligation to the district to stay open.
“We want to encourage people to come to the town, when people do their banking it’s more likely they’ll pop into the pharmacy or grab a coffee,” he said. “Garfield is not a dying town, its worth keeping open and we think the bank should see the bigger picture.”
Cardinia Shire councillor Graeme Moore also attended the meeting, and said he too was a customer.
“Without having a branch in the town means the older citizens of Garfield who were able to walk or get in the car and drive a short distance to do their banking will now be stuck,” he said. “It’s not progressive, they haven’t looked at the growth of the area and how it will grow in the future.
“Without a bank, it turns away businesses that might look at moving here – then once again we become isolated again, like a desolate island.”
Spokeswoman for ANZ Ingrid Nugent said the bank was currently looking for a new ATM location in Garfield that will be available to customers 24 hours a day, seven days a week. “We had a detailed look at our operation in the area and the number of customers using the branch has, unfortunately, fallen quite dramatically over the years,” Ms Nugent said. “As a result, we have decided to centralise all our banking for the community to a larger branch that offers a range of services including investments, transaction accounts, financial planning, insurances, as well as home and investment loans.” In the meantime, the ANZ will continue to provide an ATM service in Garfield at the current location inside the Garfield Newsagency.
(24) Cora Lynn Bank - opening - The Argus, January 31, 1911, see here; Closure date -  from my parents.